Capstone Plans: Benefits They'll Actually Use!
The Capstone Family of Health & Wellness Plans
- Give your Employees additional benefits; help reduce their Out of Pocket Medical Costs!
- These Additional Benefits can help employees reduce stress, regain time, and save money.
- An existing inforce group health plan is not required in order to particpate.
- Click here to See some of the benefits that are available within the plan(s):
Does My Business Qualify?
Am I Too Big or Too Small ?
Capstone Plans are designed for businesses that care about retaining and rewarding their employees, and are designed for businesses that have more than 20 - 500+ full time U.S. based employees.
Is this benefit "legal" ?
Yes. Capstone Plans are indemnity-based health & wellness plans prioritizing health. Plans have been specifically designed and satisfy the requirements of IRS Section 125 and other applicable IRS Codes. This program does not change or replace any existing employee benefit plan(s) but is in addition to what's in place.
Does this replace my current plan(s) ?
No. Capstone Plans do not disrupt or replace any existing Medical or Supplemental Plans. It's simply an enhancement to your current benefits for qualified employees.
How do my employees reduce out of pocket medical costs ?
Many illnesses, and some injuries, can be diagnosed and successfully treated using state-of-the-art telehealth protocols (with no out-of-pocket outlay). This is just one of the many parts of the Capstone Programs. Plan participants save time and money by eliminating the need for many in-office doctor visits or additional "co-pays".
An included Rx benefit provides many of the most commonly prescribed medications at no out of pocket cost; and significant discounts are available on many other drugs.
These cost saving opportunities are provided not just to your employee, but to the rest of their immediate household as well. There's no limit to the use of these health and wellness benefits!
How are these plans paid for?
The plans and benefits provided by the Capstone Plans are funded by legal tax savings, and may result in a zero net cost to both the employee and the business.
How can I get more detailed information about this opportunity?
Use the links below to get more information:
Reach out to me at marty@ellnerfinancialnetwork.com when you'd like more information or wish to engage!
Or, schedule a time to talk with me at:
Note that Ellner Financial Network and/or Capstone Plan(s) do not give legal or tax advice. All associates, owners, employees and/or independent contractors partnering with Ellner Financial Network and/or Capstone Plan(s) do not give legal or tax advice. Information shared is for educational and discussion purposes only. You are encouraged to consult with your personal tax and/or legal advisor for advice specific to your situation.
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